BEGIN:VCARD
VERSION:3.0
PRODID:-//vCard Hosting//vcrd.co//EN
FN:Carolyn Barlow
N:Barlow;Carolyn;;;
PHOTO;ENCODING=b;TYPE=JPEG:/9j/4AAQSkZJRgABAgAAAQABAAD/7QCcUGhvdG9zaG9wIDMu
 MAA4QklNBAQAAAAAAIAcAmcAFDBiSEE3ckc3b1Z6UGlKQVNSUzM2HAIoAGJGQk1EMDEwMDBhYz
 AwMzAwMDBlMzA2MDAwMDgxMGMwMDAwNmUwZDAwMDA2ODBlMDAwMDQxMTQwMDAwYWUxYjAwMDA2
 MTFjMDAwMGEyMWQwMDAwZTYxZTAwMDA4MDJhMDAwMP/iAhxJQ0NfUFJPRklMRQABAQAAAgxsY2
 1zAhAAAG1udHJSR0IgWFlaIAfcAAEAGQADACkAOWFjc3BBUFBMAAAAAAAAAAAAAAAAAAAAAAAA
 AAAAAAAAAAD21gABAAAAANMtbGNtcwAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA
 AAAAAAAAAAAAAAAAAACmRlc2MAAAD8AAAAXmNwcnQAAAFcAAAAC3d0cHQAAAFoAAAAFGJrcHQA
 AAF8AAAAFHJYWVoAAAGQAAAAFGdYWVoAAAGkAAAAFGJYWVoAAAG4AAAAFHJUUkMAAAHMAAAAQG
 dUUkMAAAHMAAAAQGJUUkMAAAHMAAAAQGRlc2MAAAAAAAAAA2MyAAAAAAAAAAAAAAAAAAAAAAAA
 AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA
 AAAAAAAAAAAHRleHQAAAAARkIAAFhZWiAAAAAAAAD21gABAAAAANMtWFlaIAAAAAAAAAMWAAAD
 MwAAAqRYWVogAAAAAAAAb6IAADj1AAADkFhZWiAAAAAAAABimQAAt4UAABjaWFlaIAAAAAAAAC
 SgAAAPhAAAts9jdXJ2AAAAAAAAABoAAADLAckDYwWSCGsL9hA/FVEbNCHxKZAyGDuSRgVRd13t
 a3B6BYmxmnysab9908PpMP///9sAQwAGBAUGBQQGBgUGBwcGCAoQCgoJCQoUDg8MEBcUGBgXFB
 YWGh0lHxobIxwWFiAsICMmJykqKRkfLTAtKDAlKCko/9sAQwEHBwcKCAoTCgoTKBoWGigoKCgo
 KCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgo/8IAEQgAyADIAw
 AiAAERAQIRAf/EABsAAAIDAQEBAAAAAAAAAAAAAAQFAAMGAgcB/8QAGQEAAwEBAQAAAAAAAAAA
 AAAAAQIDAAQF/8QAGQEAAwEBAQAAAAAAAAAAAAAAAQIDAAQF/9oADAMAAAERAhEAAAF0YgNpU+
 gKsg21XYrvTs+arOOBr4uz5+81gTKPond9+fSJx8Xq91VJCVZfZK88km0km3lhqoherrijjG/6
 JytGpaBjGrjV5tg0DsouEbnuI6B242+I6w3YU5h23aVY26OWSSsJJNpJNvHrBKuf0bq6vitZK7
 Q17Zc8Uscuest54vN3w4klWRlO6zm7wr0GO9EJv6lNZXSTGSTaSTbw/wCd/eX0a/vZB1BGk0DS
 xz7ToSvmzNY5aNVVtU7D1Shp/NRmDyhvpvkPprLoKL6aJdJA0lSXZuHnQcRaaxR1kPstv0Gmkl
 OSInoBGJIVso9PON1WbVh63YBVScsMaV+/859DZdzVYrZWShJDhuzm5y+1iUN4xx8u4/V++w5H
 b9HFJI8IraZ/DzbT4f0md0aBugV2S64MZYwXMawr9HwHo2xlbW1lXlEUbCEXdbC2D9A1Or/hH1
 SAqZGx+XOO0iW0GdPPXwVSUMR6zHhq5HxnnCt4ay4XYX56b+jU0EUS0AqwgBgs6xJFYm4cZSl8
 yj5Q5fVCjAWrKfQdxydGXLaZ5HUVNq1YnWci9EPnwURlNPzxCu4KVP5sIUJS4YrTWmGb4dA42A
 F4sosNqu6pE6fMbmL2CtUsKqae0yvS3+HOjYYuh0D+c1kXAlgg27HHWzfUoc9ctL191SOJYTMe
 ayi351/JTdwyc/IwEyHGjBHxvoOJVmXKF2yaGq8VgAMQGcWaka7Z4vg2Fbe4LNy7U9JVuEooym
 sNAFVQdyAfResu5RqyjeInjqNhNRmFZI+QNBt2CaOyLQCgyYdnXwPAZgEqaJFoMTWRnP2i/P1U
 EHzV9Y6y4g6fSE2CpI1bzBelNOkqnsrmM4yBDDT6s29Pr+c4AAs15wVlTQNcrvIk7bDbzBdXNX
 x2T6XnLhbK82rC9Enj+r5cx3eSUPjxbHDCkgQjAkAMgw+W2GM29MYKW+ASR2i2NIGOx4bdFoQ/
 P/QvPemXN4hnpeepFupdv//EACwQAAICAQMDAwQCAwEBAAAAAAECAwQABRESEyEiEBQjIDEyMx
 U0BiQlMEP/2gAIAQAAAQUChkzlhfCwzxxeGJxxNsVuWSHkz4rd/pJw/k3kQNh9CE7c+xbOWcsD
 4j4nyZ1vCgOTN91HbqooEsZwEH0Jx5iW5BRUXf6t+Mx7xls3zfOWI2I/VJfmay8IJ5kjFrUZVf
 3ck8j8o1WzLE9K8JorEh3DbAeZQcV+kecHPCc5Zyzlm++IcqIpye1ss1sud13rTxushbNtxA5r
 Tx9zlKP64zxyVs5Zyzf0TIF3MziNJGaZ5X2CDiI1VTL5Q0iJcmi45Rk+JouUijiPqLYT9AxBlQ
 fJYk6jMfBk7v8Act5QP36hq234zV6J3Nc8os/+v/iMQZFHvgiMKQWPnICOx3wjs/3J2y53TRJe
 VWGTpahUPhjft+iWVIh6bZFC0rxaNMWh0qFMESwreDpW0it19Q1CLiaS80ZgmF+eP9/yi0V+LW
 v26RJzhxv2ejyKgntuxmmjgBC4QudjmiJ1LnrqwMkOhoFmeDrTX0FSBhyLqeCBtmPE6b+Uh7f4
 +3bG/JmCC5d6MNuykc0KWrOJUq0QXxn3wvmgRcKfrMM02baSoTLY1d+pIv5Fdg+TZROwsdo9A/
 MkATT75ZsqheCfUIVrVa029mbIq0URLeiKXatH0oPXUG41dNcJfprImXQSxIUiQOshyTIRtFIe
 baJ4GeyOQrWbGRR1apdZ5VpVo6Ce6eXBTaTNsVSTo+nusn0aydqw3E1c86lkbM67n8UmIUDzdm
 2ysnlpdfqVoxHFhheTGkhqrzsTYlOMNYuQV861uxkOkVo8jiSMZcux1hHqaHFvQnFsRtmtn/XV
 e+m3NobR3Lt3aTbDB1VC9PIIGduO2aXYU4022dOeTFjhrhr/ACzoWZ8grQwZPfrwt6W75MkqpA
 qMcDnIjudR+R+HGHS4+c9jgsUpG6QlzTpkn2J3WjBklRGjrQPA9eyogLTyYtRN57MNcC5PPns5
 psgqwwY7BVeeW6yRpTgd2mmXfF5Ym6hx5rXDgxdNbI6hWnxyCv1WVFgRl7lthFb+S18iU2VMa1
 I+dCzNkFSCHJ7cEA/kHlzpahPj9a+0acV1Oxu6oAEjByvHswIYzIBFIRCs4kfFAEm/VeuohhYk
 4wzkYnsw8co2uJQCKaW1DCPczy4Kc82QUK0PpNZhhwZenSvAjDkk/HEuOMhXqoiALL+fI9WY+a
 fJLWjAI/W2HOzCP4Ms09xRfqokUamexFAJdagGPqdx8kezLgrRjJJY4svs1uZYZBnTkylFN14q
 +H7WpBClYELO/wAVSsRX4jJMOPgbPvjM9Z4+EdqzLLMfbRg7bYc5DPM5yJIV8883fNPqmBcsSC
 KNFe5YtKPbRD3E+pWOElL5LJ7lvtJ6I2cVkW0DFaqBukIXOe3XOjCM8RkksaCNQM3GNYQDTYOs
 cOyrqFoyvVh6Fa6n+hov7rjcpdH+x7Bh2kIw4CQYG76ipe/D3LLjDDhyRNwJSxjpySZFWSax2U
 DNTuDNLj61ofncfaLT+zWD56E+5Jxu+HYY8m2RydTIR5T/AB39PY4cntCOX3S57hMM8e0cSplm
 UsacPt4smZt7S9tPj4EHNRbaHTjtXsDaXRTxt4QccHeQDZsqv7hbgMtml2By/wD20o8lak4x0C
 rKW41aAjLyRxCfVYIxQvPdbhlUYew1VvCM8dJ1Af7FVuFgA7E7ZKN8Ze3DAhQvJysVR8By/wD3
 e2b45PFtSfnJcnfCxOSfh/jqv7+x2Sr+uU7Zq7+Kj/kz+VIvs0J5I/cv2yQb59srjfLZ6c9ZPh
 Oal/dgGEDHGzfxlgiXT7y5/H6g+XIiINLXpV7DbrW/XMc1duyj/nFN9N376c3KptljyTlxIiD5
 WXZ7MBa2IuAOan/ejYbN9pSuf//EACQRAAIBAwUBAAIDAAAAAAAAAAABAhAREgMgITFBBBMyIj
 NC/9oACAECEQE/AZREqKJjinNnhakYOQ1ir7JRFAUBQPomuIKlxmk4yjY15XdlsxLUbsr0xrGb
 h0N7Ll0PWij82QmIZ6MlWxGDNX+MaMj0W4MD0Za5LgV6XSNeeT4rDqwxyp4X2N37GzMjyy9hy4
 Gy6Fzt7JCTZGyO6Sd6Ljkex38MZEb+iESlsXPAtMwRwdDdOhfrtiZM7HfwbFRu4nwPZE1dT8cc
 kR+jUf8AkWvL1EkvDElRbYn0/wBYkcsbYm2Oq2Jn0foRp//EACQRAAICAQQBBQEBAAAAAAAAAA
 ABAhEQAyAhMRIEIjNBURNC/9oACAEBEQE/AYu8OhscrdYtYcqE742KR5jmOZp8e5ltlYndmlGl
 eyy8feLw/wBPHy73/wA2eFDjzl9CFslNEXbwh948j6FiPI6LOyCpZl3eKxfOLHlI8CXB2VimPh
 id7OiCJNInb7xf4RVYfPBH82Rq+RSizUr6JIl1RGOWOlyPUPJllkbx2Ps+9kysWRjY/wAWKrga
 5FsmaOktSXiyXp9Jf6J6ST4I2u8LcyR6T5BpLg9sRE10R6zLZR6P5SXZ4o//xAA2EAABAwICBw
 YGAQQDAAAAAAABAAIRAyESMRAgIiNBUWEEEzJScYEkQmKRobGCMDPR4RRD8f/aAAgBAAAGPwKH
 ZjTkF4QvCF4QuARwWYM3plFtpz9FCHJ37173dwHJBozKgas/M2x66+0YprFEUx4G806o7NN9U9
 p4GVtFWeFYjThpXf8ApENM+Z3NGofQa3R/7UjVur2phfoJo53Wd1ILXDot2fVQHAqRksU+vRQo
 HHMoMCAGsIzC9daOCxvy5KZwhbMwpqbR5IhtJsq0LEPcJr2/23WIRpzbNh6aMZ9tcjkVbWC6Bb
 ZsPwtlDmc1bisXEZqDmnM/k1MJ+Qx7Kygf1go4SoGZKGgK+RCkZJtVqqM52TXcxo9v6WWjJS6z
 oyTsRzKbi1J6rFyT2HgiOBUaG+mrtHUDGCXFbxzWhbUvW5piVXqvzhMB8LdoqpJcSTI6J88Ebq
 0T6q6IRQd1jSzTLjCw0BH1FTVeXP8AyvCFkFMbPDqn1ODB+dRtJvzGXei7Y/kYRjisLc3aA3CL
 KHZKyKv5yo0NUuMIPbkTEracX9Vu2d0zzuzXeV3Yn83aL5Kft0WPzmdR7vphdsb/ACTcRhi9LI
 A6jj0TfuvVsq63Y91tOL38gqbCzuqTTNzcoPqVe9eLBuZVh3FPrd3+lijE7i99zpAGZsqbPKI1
 Kp4wodk8YU54uJiETBhSdQDi5WyyT+gCi73+ULeHumchmsNNneVelyjiPdt8rMz7p76jmtLuJX
 wlIu+t1gp7XVdU+gWbosJQrVmxHhB1fVNI4Jr28QjBIW1dQMyoUKAsTsgnEuw4jeFHZqeI8/8A
 a39S3lZYINs3k0LdtFFvN9z9ljqTVf5n3W8eJ8ouVuKPcs89XP7LaBeeq3bGt9BoudpXn7LxKz
 ggiV/xzmMtFlZTTku5LqsllstzWE3bxCw02F7uQW8qCm3lTz+6LrN5uco7JRfWPPJv3XxNbA3y
 Uv8AK3VMA8+KwuqS/wArbnT3HZBjq/pbZ73tJ+aLD0WSyXhVOn90Si6LBbcGpplsk9Fve7bPuV
 k89ZTmMBwmxbxTmu4ZFAv/AAt20Uhzfn9liqzVfzet69rei+F7MY89XZC+L7Q4jyU9kLc02tRL
 jARZQJbQyxx+k4sYIGcnNF7iswuGic8Kg5KxwDkFbwrFUshTYIZxWFgupcVslCc0KreHj9FMiF
 8N2dz/AKnbIW/r4B5aX+VsUxPM3KmrVaOkr4TstSp9TtkLe1mUBypiSg6ru+zcG8Sg1gjohSFT
 ZbnHNC/5VpKk/ZQzPmoHGyhtjxKgy1p55lYjws0KeC+rTtiQu8pXplQ7JOb8tnNK3tQA8uK+G7
 OY81Sy+L7S6PJS2QpZSbPM3Oje1WN91y/aO0MTrBqk3RzCGGSpezChh910ahzVzdVD8rdkLEcg
 hpwvyUZsPBGp2W48vELC7xNyWIMGLmpq1Gt9Sty2pVPQLd06dMdbre9pfHJtlOGT1W8P8eJ9VI
 hrBYNVi1cEAGhxU1XYjyGWgznyRrv/AIp7uJTZ9VhCAGqHNyWNpzWxXc1nJqkjEeZ1LMKuZKyW
 S8KxPM1D+NGI/wDqvlxKeRZjRAVKn5ihTZYBDkL60HIpreDWyurjKzaFtVFlKtCOI5aLq1131X
 IeFvDRJyVvRoQb87s1Vb0TyfkBRKedF1bUcz0+yj21c1umklTVKDaQxsbnyQGXRZLumG3ErvHZ
 NyXonKu8DO2io1QEdFgsJzWFy2uNNA9dBYWrLTDRCNCkJPzFYXOv0VgsP6VgJKjQVPmqQiEeo1
 DJVlH/AGt/K9aSb6DQ9A94EdpsBS12JEMs85LHVcXv/C23Najhl/oqjnwLwAFiPBE6cXJ8rEMn
 XVPrZZ6oqU/E1NqRs4FTPWNDlZ7V/cavE0qaTGs/K2qrldOWRwYZOg6Heij6l2d/EbKb0uhovq
 YG8AqXrOh64aQWmn7lZU/ZQIQp2xRCpA5kajvsv5I9DopnpogLaVnBQeCLmZxCa3gBoctlqPFW
 EFf/xAAnEAEAAgEDAwMFAQEAAAAAAAABABEhMUFRYXGBEJGhILHB4fDR8f/aAAgBAAABPyG3+j
 rMZhidU8TX+Gf8GL9WLYBzU1p7y6EpxTIcQbo8UTMv+foqVK9KiOycvZ6mOx2uWEegY+nAM+Mf
 2YaF4cj6b6OaUxpuq16yiNo8nmKuvRfWLNFuGwGJFYwTJ8zVh2fSsgDMb7Q/dUbiI977H1YiOC
 vCV4HU49B9MgdViNUt31jG6GnETClOSVlGU5kwCohDl7tCLq8Iy3bTUGa5AxfWMIxHVaPIhY0d
 JBX1N4qTuTDsLmWMPoDdbS0DgzOaDSmsvER4lcS0WQvWFmjUAg0WMcqbccxNL90jJX0Uk1WQfi
 pSOdZUPY+sx7TAxDD6IwSpdZnelmOmrMmwnX2h0lFcuMXl1S5VRmTLBXF8xBX/AKGs5Gtd0Uzd
 qwR0D6z15lsuXCH0+ymWdOs4LAsaw4O1ynuYglNiYGb/ACckOTa+286EnyIW7WPotE2fq2/RSv
 umXSWAEvSMbVdPY5hoNLM4DEs2Szyhw7zL4QatSviLllrO28uxyWTN4uPT5b6bxW7G7Klei62a
 CEOSo2zUzdcRJ0WC3qyqf4eWK3zeOiObZvxO9GkFojwixQaxeeBlKvDrHQ9RRT5tCvTWd/WrsS
 gAOv4yWKDnKn6Z6GHSKOHP/JcGad9X0aUHgMrJVB+Z1EZWdys9IuaOJ1VZZZZdlx2eyLSlvWg1
 nsenz5XQOsAdjlfepTbzIDfoQvWPAlMfeVeh6RanV1iJsso8JYrV/Ax9GvbUPzOvlfhLCL7eso
 kwYCWqNYHWmEeWdKoXVqxvRXJARabG+awnjMzU5wgV4Fi5u0ME+fJO2kKRuUfIx2XbArt6EwaF
 Kr039K8jvkilJM63jkihuFlZJeGu8sY3W8tuK1j9QIR7GM0XZQeXZZZvr9xLQuI+86E7/XX+J4
 muGBNPO8b4F/z92b6y7avG8LStMuAiFjnql5+m7rfBqArlQOaubj9StNQMpfWCe1E5y3hQE62c
 diE9VxmM2b0P7X4PMWtl/wBw6s7VM5fBEXZV7P8AqFKfu4djQmAFtyHghiAn/AfzKh6m49pTgO
 x6PanQHWUlR3ZNpHcYlSmY/rcslPRWXrNfTdIPMTSVjW4tXrUfAM94KyzuwobY2UYKEwn3hKlu
 iHdlv+BNU7zZZe6zWjbT5EHYe2+6zBOpq2vMqy2PtR6OmtTMBapp3OxMvi5WDFe7LN4/aXqoo4
 j/AKhHAdR+8W1JudllQIWtS9zfQlWDEKgTNL8wW4ODWngEekGlo6ktadRGsdlXgWsDyXqQ+bFe
 xoTt9Nz4nuVnwax7hIfJqzW15DPvA6HqsvlCyyfylcE3qF1d2Z8nErPwR2KtOLXpuwxvQVesD3
 tc9ZhMDXSla2FpW8qWdBvGqMLXMDAhH7h6MWbE6yo3pHyiO6NvBUUoL+W5Q1var5ZmV8zHlnvc
 Y+02RfyXK+V/uEN8XXo92UgEKBjH4JXEpwELG/c1Rn7qKbuNzMLMMiZJfNEtInYjQGofwrtMG2
 Nr1ocXvMTysveDqrmI3qQHsWMBuYbRNXWt7wgWqi4udpFZXgibCWj19tZbrF/0NWJ/xcy+g69A
 cpk720rV2/2X8mJOB5eYhaTTGsCgPBMkNxWsPWPKaQsJW7mJXWh8wVKEuB0HmZDcC/Mbsv5HWM
 OVmu5Lg4h8QGBalLWMBWjLZb7Bdtv9u5KCq1rn3i0z5IFXZee7F/kXNXq6P4jFuoylhjeLcmG4
 4WkCDAi37zMxMZ0iiJLoGUMNuJfTMxHUMLfeV2+E6TkHl3YagZoirhTTFTLWo406RonPMVAl8n
 eXHdGLMORLqsoKCINajbQ29CVqfviFztdwTi0xlwm7EwDHIaDj0f6GxyjqzlfEQgGCOk4wtexL
 h7qo+hbR2oTDJjbgz2IM5giodR61EXS2Tqvk3OYe2IMunc3OIIgVgt6TqjAjQStZT2mCrTEe7r
 Hq12jQlDKzUKrozuEOHQlmJsUW8ytzLWuCaQ1j5qoA1rLsza6lYXSAzf8A0lauhh4lfojuQuaW
 LXarzbrKso3ZX0TiJdVnooGAg0E1Y8oyxU8zxLIM9d0F9EF2URqgu+Is8/CMyI+WHUbiuxpM6A
 ZAbJxRlMbN19owTW0ylyKt7iv7R4/maJazGGjsS4n42Tp3lCJeUFB0h+9mcIGrAuoFaQBHdlFz
 xmZjoPuEl4bMotVAlpxBPTWCbJMG4HZHZ0y86NB8xYGin4hj+KUQFg5I53lzGANmCqgGDASWEH
 hedaDzLgB1amSOcKIBVA2o2/Mb3oiiZOI9DlkevqHtzCNhh8y+coRZhhrL1iwL25lL1iN0lwwa
 IY73c8rfL0Vr0MSxodtGWyFTtmXp4k2adVGzngaiFpXqxe1EYBbYYeJSsgyc+go76ZP8YmeaN/
 EsZvi2m5cOjAj7oAxM6oFLzCPSD5zKyrcoaxBXggarntvOIeZcGPEM6AvJEMKcpYo+HiY3Mx6z
 GCueAmjwUZkZefKfKaP+4lT68YdsJKXDbC1eKfMP30usaoelsE8SvDRd2GfBJVGnvMEqnEYtnH
 U//9oADAMAAAERAhEAABCSpZ1vj+U39zzyUuhoguSYFXzzzjHkwT4sbvvzzxoA4RWTWL+zz6Zy
 dy5jqIemfdIUrSzuY/OQiN6Wx32Pbul/67Ymg8QhbH7OVtDFSliPm9XQpJM9PGLZc6L6rfq8FY
 ecL482hJte/wBlAt2yz0WKhSDAYnTzxLYiCJbbBbCLA//EACMRAQACAgEDBQEBAAAAAAAAAAEA
 ESExEEFRYSBxgbHwkaH/2gAIAQIRAT8QobIsBiOVxPBGvfp/P813gG379iK4YxMp6a/fvPo/w5
 CvPX6iOz3MBMIu8qIyQ+jH36CzcAQol7Arl3FOYkHoxC4oy+ikSLZprY0JojhaRWXMskqNZp8n
 3wZ1PKK3Db5xwsYhLs1DCuYvTNGKFECimMFMS4kgmaHFWkwsgSNUvNytmKcECoT5iZK5hsh3Ec
 HaQGxEcuoh1iBErEI+ZiVa2JWjUYolSiXaNbYvsgRaJXZPfi2BGESdQ92KVW5djkhcU7rA5hiD
 TE6MCXTzHSiUcVKjRuLaY3synSYLgdsDvLFzMmRwSocMZQmSp/Yg0fMWlYA3F040nSvQsTZGS4
 GiC0y8uK2OpoI8Q3DdcMlQZzSCmp//xAAiEQEBAQACAgIDAAMAAAAAAAABABEhMRBBYXEgUZGx
 0eH/2gAIAQERAT8Qkp7vghOiQD7/AMf9lxy+a2Ltasfh/unwW69S5d7aNbk313Y7bkXb+HEyXL
 ZoJOYJxL7jiCxwgb+HMC8EL3bW9sDwsxyBO/D3u/8AfGWnqD0XCeM7zNMFvOzriTaOSEOWBpZ7
 0LX7sVPzdvjcuicQNvWRwBGHzKXmWuvg44LVxk+mOe4NZaHG+DuF9QfksG2x8WMvQ7sTXthdbZ
 sNDiF1DPz4INWzVfVjcW2lxDcsxgT7kYIJmb4LpzJZ+glvfguadTiXXmzXxHTCvgTdMLj3GHRa
 kWEg/QSvq4JwIu+V9N2iaZe2fywj0+rE68Evc93T4G5XbI6fpmPa9Khv0XLuA1AJ7vbdjw9bMj
 u6PpiGS/YX/8QAJxABAAIBAwQCAgMBAQAAAAAAAQARITFBUWFxgZGhscHRECDw4fH/2gAIAQAA
 AT8QSz1iXnjynK+YZlDW06hlvL15U/jzAoPGIMc1QKhlbiCn/HWFYSNxrZ6urDQaLBwhiUaA2d
 AyefslVr/ICIQdJXQDVjUVMFx/4/EvlrOU3e3EESjAf1pEsJcGp3qhMPIXZRK1uLWsEOsp1Qcl
 0jjV/Ov/ADEQKMeuFHBHMaxbrLKU9PuBgRVbXkfcxlrKmJfgOkfG6McQmtCAEal6PLHWG7RzxH
 /YgAZweBx/bQ1VPp9kBai2D28fyfKUuuYLZIJ1Xq12y9YZU05pblF7f+VBFKsW4GdVZYrtNXbr
 bDrcpJHOtu9w82nQO0I1vpWXZ7XErWF3tXJPMuh0doctC0HHWbNCf22BXL3fZLXpQyO8AWf4q9
 5rxDF63TP3LTmZSgBQfRghHy/qPlJoAF92XgCpUfGZbJGoPbq/cyxzN8DZL+uZlbDDlcqSp5N0
 vDjkuaMPdm3u7OPJHFaDQcSs2up8v9zQ6z2MyzKrBL94jvG+8ViKTBF3uiJdYbd6Ss5K3YFcsS
 yhR4BFy2C6t7RW0tUdzj38Rqo7Mxd711PkgVhZl0Gz1OfxHJTC3Gg8kC2Ql70U9wmkv2DeBPR0
 H90WNdUUaxvLTKXpGUiq7j2Ajpe0J10LCGsKbdwNXu6HFSsQ1FOJ0QLfQiCzinlCKiwnkf0/Ey
 not1Gw+DELTf8AIoPa/UuByKeQ+KhEMZOtZ/hbNsNbXf8Ab/FS+h6muxA6EOJK9TBRn7jIUwGS
 xjkXVVav1DHrqeFa/MQTkV703Nws34jC3iAGukDDQYuff/k5eS+r/sYdFH6D19QK/I2w6QghRd
 2Of4wbkfr+tLyaOewfzl43CoWLhzq5LxFTN9eaeiPiKVSh8rmP6zra1cB8xcoLebaDy1NLJ5JZ
 tla3vH6puKYejhgQypVTWczDaMvqVBrrCvRGroZJdNASMo1X1pl1aCuen8D0Hx/KAl5dehzDx+
 5B9jHCgsFb4Dab2I40JzWkrCVSin9aNnAAGFa+hh/IpLYjbK+1DzG6bMrQyr4IotFhrPUHY++U
 iham6Mp3ldKeSDIo1ZJ0mj1Sjkla4VmI6tZbw1+4vhh8fxinUfEaHu6qYCpRkv4CrmZhqBtBj2
 TC/GttdBL5jkboGusMNZgaDmjnolmlqLpy92UQrNN8D6f6EuIhU0LV9EDZWfhV9kqL6oc10OzH
 cZXRENCGxJeEqlMGVy0zmJ/rLiiGvFVK+pmjsI4Vig61VqIG5Vg4OxvL+5wPxGCIO3jGkyV1dJ
 UTfIG+jatVrHTo1dC+5b0jzdUr/R4qbqy2bPSIsJFuuAmdQAVlhn5v+M9lfxZFAk7uD7YKXVzd
 cnyTCRMaqL7D5iU1iGLmyGg8F1KYqqpFx7YnnUEOEtextMz2geQ0Zavtzmg0YhZM4DY71glKnv
 vF1doN12ck5+QWW5safonT4PMyt4Lxzi+VmA8Kl79vhJq6cg6JGfJ8RIFMrhSwRjUlbBGwf1UC
 TA8YGOVVW8Ma6hFqsEPySybdC28S52Oy1yk46/A4mVhZ4QZrFzXE1UJWTyvnSaI6qVrWgSnPBV
 LGl7Euv0UMnKa+LYvZ4rljj8gHSWQKqt+3me8TDnnByDR5eI7mTMg/wUSoccHtcFzFe6TRyi/a
 UxLVr9FQoRbF/AWU4OV4AavQlKdYzoLXgfZDypoXmGD0VfxHrsBRFCNNTDNjuKyiVt3rWWJTzC
 AaBU2IgyAxzyNmphUll7dCZZBWlVxHdBYt0Fyl+zSelN8/cxsAUeW0B7ekewKLXcPoJTzHdz7k
 +4z0qFK6uodoMUet7emU8VM+J9gLy+5arsBVeMnz/Dy0DK8S10NJoufkPU1VgoFOQP3qx4SOXS
 Yy/jCAElzeT0JZfNjg7evuBeMjPAj8QOsoRQNr71cYPpubtc2sRW8qMMZLDq/9lDhBS8ugmoaq
 hT6o9xuW1V8xxRiVC4he4cyOYmKlSUDniy8bQHNKts2oM5/DBnZKzoMD3YUMTdqf5MEDaLV99I
 GWbg+lg6mSJT2vdno6D1A22a3X3WfmGnG1UExVddh1AaumhvCLLnZzt84MEDENvcHB4hc4DsjT
 TbNNxEEWaWv9JFIE5bvP6lTJIQdVtV5mkUqAH9I6DABZWmPO8GkjltX9d4YAJZkcvfYmAK6h/s
 xPqc8oKXCDm4NCGJohGDahZeDqTFxnA3YR+/cGqzSmLkcn1L5B2bwOH6gTArvv7q5ihYaUL0Bl
 jjuzAZ+jqlxX35E/xKAdkkezuB9u0QkPkh1V6jLCr5hBwg5CXgKr0lu0QGLqDozFETRVx1vQhy
 4qBwdl2Iy10NOVtuesNC4ap0m6zP8A2trPubPbmVnTK6KGV6GrFBtMqtynXjYxLKKN+6v1ACHJ
 lGtHe4roWep0iJn2Zl8PEvxoALA6kTINRnHv0yQQbWbwLnPafszR5rfE2AytDv8AoQSuc0fcMM
 FBQSug5R/DWFBRLVy6ttO74iYxNr3CbjlmaEsBOWrAci3itxXygPRUKiFG6nn/ANhgabAvsuKJ
 LDaeX+6QQCgW+QN3jiZRsZb8nzAQtHq5n/uYMFaJ6Fwq+61GuZq0ZZqnDEIFoF2li41PYRFM8d
 7lG5BYFrOW5OmBlYlGCv7QOeLoBdjVlmS0E89Ezj+7fholmaoN8MJwbz3fLNTMW+VX40g7NRaO
 +nM4QJqRK107f8RFq5DQHK8EynYCu9tXzC4AVsMJuBS3Vc29P1Nd5o7nfxjjqwv1A0HtlOgRnx
 eS2Isxerq3BOEDJMZVWZRl+pVwtbswjdUcJvHZIEdB1e9fMJmxSRm4XXclUiNnWebY1CDgKmsg
 dWKsuJmCe0OCZVILSsGC3d6xLWLUa1la49MvAFVAXLxFGEHt5u8sp3aOCPqVxfnYJkPOHPX9BM
 E01sMTXxIPQF/MUGEXwXpHfavu50PuNdF6MFuSWla7EEw2cwRLzouGuVicTCjy3yAvoglLBbVX
 p9TIH+SFfi2CV4znEgEA/QCFEvnWkBs7jE6grVamRZKUa9og4bKAea6viKsHbAaoOodjiAELch
 bceWOrTUDnjsTcEvTdMw10NdF/4TWQXpMAbCCNbZFKjG7lqsN5k7VANbGDeC+ekpHQizNEF7X4
 jZlNo8P3EwbCIDS+5Tq+Rn0CdIW3gdDOGQC/iK7rK28TP71t8c27hwasICdWDQcSmqDkayxsuJ
 0NnaXJNETD09pXuxjvAG8Dv1FJFgNHNMRxR0uE20C7N/qYJFawfNd0IDSKZGjdIHyHur6Rh6/W
 YOYR13B9BGJch7ufyTXs3iWFVpS78TVmHWKOvwJeI2ApLEUhobzFubmrdruumhL5rNDHADNESc
 vY/wCzQ/QbC60XANekQ3BMrLi3iWm7HOOWkPE2lf8AJmJjyhUsgA8m6P8A2Z389Y5AVCwoPKGY
 s0BKFaU3Aqq0NKPyQ8BRXcaD83AWKS8rVvogXgjboVh4icEuOS8Z/wBmWdUKPBQv11j2ESy2V1
 iM9s7HoZjG4rluFN3qxR0q7RUBK6h5f1KfXi1xVerplHqtEvLqyjsSbzVLlfRLF2E53BBnXb6C
 /wAyuUNc9SUAVMutjEZ7gNJqy+k9ppUSCRU6QLrQ6vyLlmRan5B8QY0htkx1dDEdGVYRQCq5TT
 5NJZAFyO1+IEGCulu9u8PS81pfRU6yOsZlLrP6i4WOpgS194EYJdyhNAbS5q4+qZbm0fGBy6y9
 9HxUsPkPSBfUL4R6HYS4ii8fhFS8upwykpNXWYwTk09pkoqjqmnzKPt9wh+YgjuMXxKSk4jbgA
 40xYKiGXHJeyYIWoKr8RcbYsHxKPC8WqnlIlwCM4QAt942bA9x+Z59npKUbsqs5lGOgeRAp1j4
 zE+VPo/U5G0yCqo7mJaterD1GNmZjtADezmMqOsL3jriiSIXKAu1o9qN4JkUl5aMr8zfYANust
 a6RiS1rRe7vDc7Cu/uVRTDRT6n/9k=
ADR;TYPE=WORK:;;1824 Empire Industrial\nSuite E;Santa Rosa;CA;95403;US
TITLE:Senior Loan Officer
ORG:Frost Mortgage Lending Group;
TEL;TYPE=WORK,VOICE:(707) 890-6400
TEL;TYPE=CELL,VOICE:(707) 890-6400
EMAIL;TYPE=INTERNET,PREF:carolyn_barlow@frostmortgage.com
URL;TYPE=WORK:http://frostloans.com/
item1.URL:http://www.opendoorlending.com/
item1.X-ABLabel:www.opendoorlending.com
X-SOCIALPROFILE;TYPE=facebook:https://www.facebook.com/carolynshomeloannews
 /
item2.URL:https://www.facebook.com/carolynshomeloannews/
item2.X-ABLabel:Facebook
NOTE:NMLS Licensed: 314288\nNMLS Licensed: 314288\nNMLS Licensed: 314288\nN
 MLS Licensed: 314288\nNMLS Licensed: 314288\n\nThis vCard was generated at
  https://vcardhosting.com
UID:https://vcrd.co/frost/4194
REV:2017-03-02T16:53:58Z
END:VCARD
